Representative Chris Sneed

R

District 14

Hi, I'm Chris Sneed and I represent the people of Oklahoma's 14th District.


representative

News & Announcements

Aug 3, 2026
Recent Posts

Adams, Sneed to Study Rising Homeowners Insurance Costs

OKLAHOMA CITY – Reps. Stacy Jo Adams, R-Duncan, and Chris Sneed, R-Fort Gibson, will lead an interim study examining the factors contributing to rising homeowners' insurance costs in Oklahoma. The lawmakers will bring together insurance professionals, contractors, builders, real estate professionals, adjusters, consumer advocates and homeowners to better understand why Oklahoma consistently ranks among the states with the highest homeowner's insurance premiums. "This issue hits close to home for me in more than one way," Adams said. "As a customer-facing insurance agent and a state representative, I hear the frustration across the desk and across the district. I see customers opening their renewal notices and wondering why their homeowner's insurance premiums have increased again. I also hear from constituents who simply want to know why it costs so much to protect the homes they’ve worked so hard to build. I want answers too." The study will examine property values, construction materials, labor expenses and severe weather losses. Adams and Sneed also plan to consider the cost of replacing roofs through insurance claims compared with similar work during new construction. "Our plan for this study is to dig into the costs that may not be as obvious," Sneed said. "We know property values have increased significantly, building materials and labor cost more and we know storms seem to love Oklahoma. There has to be additional factors driving these prices, and we intend to cover all our bases." Additional topics will include litigation and legal expenses, reinsurance, building codes, fraud and regulatory requirements. "We are approaching this study without a predetermined conclusion," Adams said. "Some factors may be outside Oklahoma’s control, while others may present opportunities for reform. Our goal is to follow the data, separate fact from assumption and identify practical solutions that could make a difference for Oklahoma families." The interim study period begins Monday, Aug. 3, and ends Friday, Oct. 30. Interim studies allow lawmakers to examine policy issues in greater detail outside the regular legislative session. The date and meeting details for the study will be announced at a later date.

May 5, 2026
Recent Posts

House Advances Measure Addressing Environmental Contamination Emergencies

OKLAHOMA CITY – Rep. Chris Sneed, R-Fort Gibson, secured House passage of Senate Bill 1319 , a measure aimed at helping homeowners respond to serious environmental contamination affecting their property.  SB1319 creates a process through the Oklahoma Corporation Commission to address environmental emergencies, including contamination from substances such as oil or brine. The measure allows affected homeowners to apply for assistance to stop the source of contamination, clean up impacted areas, and in some cases, receive fair market value for their property.  The bill also establishes the Remediation Assistance Revolving Fund to support cleanup efforts and ensure resources are available to respond quickly when these situations arise.  "This gives homeowners a path forward when something goes wrong that’s completely out of their control," Sneed said. "When contamination hits your property, you shouldn’t be stuck waiting and wondering what happens next. This sets up a clear process to respond, fix the problem and help people move forward."  Sen. Avery Frix, R-Muskogee, is the Senate author of the bill.   "This legislation ensures no homeowner is left without support when contamination threatens their property. I’m proud to see this bill once again advancing to offer needed protections and assistance to Oklahomans," Frix said. SB1319 passed the House floor and now returns to the Senate to review and approve House amendments before heading to the governor’s desk.

Mar 30, 2026
Recent Posts

Widow Protection Measure Passes House

OKLAHOMA CITY – The Oklahoma House of Representatives has unanimously passed House Bill 3802, authored by Rep. Chris Sneed, R-Fort Gibson, to protect surviving spouses from auto insurance rate increases following the loss of a spouse. House Bill 3802 prohibits insurers from raising motor vehicle liability premiums solely because a deceased spouse is removed from a policy. It also would clarify a change cannot be treated as material change in risk when determining rates.  "Losing a spouse is one of life's deepest heartbreaks. In those moments of grief, families should be met with compassions, not added burdens," said Sneed. "This bill would ensure that insurance companies treat everyone fairly, by honoring their policy and not raising rates simply because they've lost their spouse. It's a small step toward offering stability and dignity during a time when it's needed most."  Insurers may still adjust premiums for legitimate, actuarially supported reasons, but not solely due to the removal of a deceased spouse. Any increase made in violation would be considered void and must be refunded.  Rep. Stacy Jo Adams, R-Duncan, worked closely with Sneed on this bill.  "As a personal lines agent, I’ve sat across the table from widows having to navigate heartbreaking loss," Adams said. "To then see their insurance rates go up, when the risk has actually gone down, just feels wrong. This bill corrects that and restores fairness to the system."  HB3802 passed the House with a 95-0 vote and now moves to the Senate for further consideration, where Sen. Avery Frix, R-Muskogee, is the Senate author.