Representative Stacy Jo Adams

R

District 50

Hi, I'm Stacy Jo Adams and I represent the people of Oklahoma's 50th District.

representative

News & Announcements

Mar 30, 2026
Recent Posts

Widow Protection Measure Passes House

OKLAHOMA CITY – The Oklahoma House of Representatives has unanimously passed House Bill 3802, authored by Rep. Chris Sneed, R-Fort Gibson, to protect surviving spouses from auto insurance rate increases following the loss of a spouse. House Bill 3802 prohibits insurers from raising motor vehicle liability premiums solely because a deceased spouse is removed from a policy. It also would clarify a change cannot be treated as material change in risk when determining rates.  "Losing a spouse is one of life's deepest heartbreaks. In those moments of grief, families should be met with compassions, not added burdens," said Sneed. "This bill would ensure that insurance companies treat everyone fairly, by honoring their policy and not raising rates simply because they've lost their spouse. It's a small step toward offering stability and dignity during a time when it's needed most."  Insurers may still adjust premiums for legitimate, actuarially supported reasons, but not solely due to the removal of a deceased spouse. Any increase made in violation would be considered void and must be refunded.  Rep. Stacy Jo Adams, R-Duncan, worked closely with Sneed on this bill.  "As a personal lines agent, I’ve sat across the table from widows having to navigate heartbreaking loss," Adams said. "To then see their insurance rates go up, when the risk has actually gone down, just feels wrong. This bill corrects that and restores fairness to the system."  HB3802 passed the House with a 95-0 vote and now moves to the Senate for further consideration, where Sen. Avery Frix, R-Muskogee, is the Senate author.

Mar 27, 2026
Recent Posts

House Passes Adams' Bill Increasing Transparency in Insurance Rates

OKLAHOMA CITY — The Oklahoma House of Representatives passed House Bill 3781 , authored by Rep. Stacy Jo Adams, R-Duncan, a measure that would require insurers to submit proposed rate changes to the Oklahoma Insurance Commissioner at least 60 days before those rates could affect consumers. "As homeowners across Oklahoma continue to face rising insurance costs, Oklahomans are rightfully asking questions," Adams said. "In a competitive market, transparency builds trust, and if rate increases are justified, then showing the work should not be a problem. This bill simply puts sunlight on the process so Oklahomans can have confidence in the system.” HB3781 would change how property and casualty insurance rate filings are handled by moving from a use-and-file system to a file-and-wait system. The commissioner would be required to review the filings within that timeframe or request a one-time 60-day extension if additional review is needed under the measure. Any rates determined to be excessive for the coverage provided would be subject to disapproval. The measure also directs the commissioner to halt any insurance practices deemed unfair or unreasonable. "This bill does not set prices, and it does not interfere with the free market," Adams said. "Insurance companies will still be able to charge rates that are actuarially sound and justified by risk. What this bill does is bring transparency to the process." Currently, insurers can implement rate increases and notify the Oklahoma Insurance Department afterward. Adams said the proposed change ensures rate adjustments are reviewed and supported by data before affecting consumers. "Oklahomans deserve to understand what is driving these insurance increases and to know that rates are based on real data, not just timing or process," Adams said. In addition to modifying the rate filing process, the bill repeals existing statutes related to market competitiveness and regulatory standards, allowing for a more consistent and transparent framework moving forward. "I believe in a strong, competitive insurance market," Adams added. "But I also believe in fairness and accountability. House Bill 3781 strikes that balance and helps protect Oklahoma families while maintaining a healthy marketplace." HB3781 passed the House with strong bipartisan support and is now eligible for consideration in the Senate, where it will be carried by Sen. Aaron Reinhardt, R-Jenks.

Mar 24, 2026
Recent Posts

Adams Honors Oklahoma Native Chuck Norris with Resolution

OKLAHOMA CITY — Rep. Stacy Jo Adams, R-Duncan, filed a concurrent resolution recognizing Oklahoma native Chuck Norris for a lifetime of achievement and contributions to the state and nation. The measure was heard on the House floor Monday and adopted. "Chuck Norris is one of our own, and his story is something Oklahomans can really take pride in," Adams said. "From serving our country to becoming a global name in martial arts and entertainment, he’s always carried himself with strength and character. This resolution is just a small way to recognize all he’s accomplished and the example he continues to set." House Concurrent Resolution 1021 honors Norris, who was born March 10, 1940, in Ryan, for his impact as a serviceman, martial artist, actor and philanthropist. Norris served in the United States Air Force, where he first demonstrated the discipline and commitment that would define his career. He later became a world-renowned martial artist, earning multiple championships and helping bring martial arts into the national spotlight. He went on to achieve international recognition as an actor, starring in numerous films and the television series "Walker, Texas Ranger," becoming a cultural figure known across generations. In addition to his work in entertainment, Norris has supported numerous philanthropic efforts, including programs focused on youth development and character education. Through HCR1021, the Oklahoma Legislature formally honors Norris' contributions to the arts, athletics and charitable causes. The measure now moves to the Senate for further consideration, where Sen. Dusty Deevers, R-Elgin, is the Senate author.